GFM Service Offering
GFM provides advice in the following areas:
Every client is different, so your Financial Planner will develop a detailed and thorough understanding of your situation, your objectives, your risk appetite and your investment preferences before providing you with your tailored advice.
This advice can range from the creation of a comprehensive and progressive financial plan to more specific advice on certain areas, such as cash flow management, retirement planning, redundancy planning, government support entitlements, insurance needs or financial goal setting to name a few.
Regardless of your strategic advice requirements, we develop the most appropriate strategies for you to optimise your outcomes.
We have a deep understanding of investment markets and our focus when providing investment advice is to ensure your portfolio is positioned towards your long-term goals, thus allowing for market fluctuations and changes in conditions. We believe that a well-diversified portfolio is one of the keys to long-term wealth creation and stability of capital.
We provide you with tailored investment analysis and advice to ensure your portfolio is constructed to meet your immediate and long term goals and objectives while taking into account your risk tolerance level and investment preferences.
The Australian superannuation and taxation system is complex. As a business that specialises in SMSF advice, we develop strategies that are tax-effective and ensure you maximise superannuation benefits long-term. We provide advice around contribution strategies, withdrawal strategies, retirement planning, longevity considerations, cash flow and estate planning requirements.
We can provide you with a comprehensive, in-house SMSF service that includes Advisory, Investment Management, Administration and Accounting services.
Retirement Planning & Management
We have a deep understanding of the complexities around retirement planning and management. This includes tax-effectively structuring your superannuation income streams, maximising your eligibility for Centrelink payments and benefits as well as the taxation concessions available to Australian retirees.
For our SMSF and Private Portfolio Management clients, we can provide a comprehensive quarterly report that summarises your portfolio position at the end of each quarter. Our quarterly reports include an up-to-date portfolio valuation, a summary of all transactions made during the quarter, performance figures for the quarter and financial year to date and also a market overview.
Via our website, as an SMSF or Private Portfolio client, you can view your portfolio, including portfolio valuation, holding performance report, asset allocation summary and the full transaction history at any time.
We can offer you a full in-house ‘one-stop’ financial services offering, which encompasses both Financial Planning and Accounting.
GFM Gruchy Accounting complements our full-service offering by providing:
- Tax advice and planning services
- Specialised accounting services
- Accounting and book-keeping services
- Remuneration consulting services
- Taxation services
- Corporate secretarial services