Our Team

Paul Nicol is the Managing Partner and a Senior Financial Planner at GFM Wealth Advisory.

Paul joined GFM in 1999 fresh out of University. During his early years of employment, Paul worked closely with the founder of GFM, Tony Gilham to manage the financial requirements of existing clients of the firm. Today, Paul is now the Managing Partner at GFM and in 2017, 2018 and 2019 was ranked as one of Australia’s top 50 Financial Advisers as published by ‘The Australian’ newspaper in conjunction with the respected U.S. financial publication ‘Barron’s’.

Through a combination of managing client’s financial affairs and additional study, Paul has developed specialist expertise in the areas of Self-Managed Superannuation Funds (SMSF), retirement planning, investment markets and portfolio construction. Paul is a Financial Planner AFP® member of the Financial Planning Association and an SMSF Association SMSF Specialist Advisor.

As the Managing Partner of GFM, Paul has been instrumental in a number of significant developments at GFM.

In 2003, GFM made a significant decision in applying for its own Australian Financial Services Licence (AFSL). Currently, in Australia, over 95% of Financial Planning firms are wholly or partly owned by banks, large fund managers or other financial institutions. The implication of GFM having its own AFSL is that we have no financial institution, bank or fund manager that dictates which investments we recommend or how clients are invested. GFM is 100% owned by staff, and Paul is the majority shareholder in GFM.

In 2013, GFM acquired accounting firm P. Gruchy and Associates, which has since been renamed GFM Gruchy Accounting. The acquisition has been critical for GFM as it allows an offering of not only comprehensive financial advice but also high-quality accounting solutions.

During this period, GFM moved its business model to specialise in Self-Managed Superannuation Funds. Although GFM has operated and managed SMSFs on behalf of clients since 1999, its significant growth is largely attributed to GFM’s concentration on managing SMSFs over the last fifteen years. Today, the vast majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, ongoing investment advice and accounting.

In addition to managing many of our firms highly valued clients, Paul is also responsible for the day to day running of the business and is a member of our Investment Committee. He is extremely passionate about his role as a financial planner and takes great pride in the long-standing and loyal relationships he has developed with many clients.

Paul is a member of the GFM Investment Committee, which meets monthly to research, select and monitor all the investments on the GFM Approved Investment List. Importantly, GFM has a strong philosophy of direct investing.

Paul is married to Lisa and has two children. He is an avid supporter of the Sydney Swans in the AFL and enjoys following the English Premier League soccer and the Melbourne Storm. In his spare time, he enjoys spending time with family and friends and plays social tennis.

James Malliaros is a Senior Financial Planner at GFM Wealth Advisory.

James completed a Bachelor of Economics/Science Degree at Monash University, and after a number of years of working in management roles in the Hospitality Industry, travelling and undertaking further professional studies, he was employed by GFM in 2001 as its Financial Controller.

In his role as Financial Controller, James was primarily involved in managing the accounts, payroll and invoicing for GFM, as well as a number of financial year end accounting responsibilities like BAS and GST reporting.

After a couple of years of performing this role, James was given the opportunity to move into a more front line position within the organisation by taking a para-planning role in the newly established Para-Planning/Technical Services division. After being in the position of para-planner for a few years, James was given the opportunity to become a financial planner, a role he has been performing since mid-2005.

During this period, GFM has moved its business model to specialise in Self-Managed Superannuation Funds (SMSF). Although GFM has operated and managed SMSFs on behalf of clients since 1999, its significant growth has been largely attributed to GFM’s focus on managing SMSFs over the last fifteen years. Today, the vast majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Through additional professional studies and as well as extensive experience in managing SMSF clients, James is also an SMSF Specialist Advisor™. In 2018 he qualified as a Certified Financial Planner®, the highest level of professional certification in Australia.

In 2003, GFM made a significant decision in applying for its own Australian Financial Services Licence (AFSL). The implication of GFM having its own AFSL is that we have no financial institution, bank or fund manager that dictates which investments they recommend or how clients are to be invested – GFM is 100% owned by the staff.

In 2013, GFM acquired accounting firm P. Gruchy and Associates, which has since been renamed GFM Gruchy Accounting. The acquisition has been critical for GFM as it allows the offering of not only comprehensive financial advice but also high-quality accounting solutions.

James is a member of the GFM Investment Committee, which meets monthly to research, select and monitor all the investments on the GFM Approved Investment List. Importantly, GFM has a strong philosophy of direct investing.

James is married to Claudia, and they have two daughters. He enjoys bike riding and regularly swims at the local pool to keep fit. He is the Treasurer on the School Council at his daughter’s high school.

He is a passionate football fan and is a member of the Richmond Tigers in the AFL as well as Melbourne Victory in the A-League.

Patrick Malcolm is a Senior Partner and Certified Financial Planner® at GFM Wealth Advisory.

Patrick commenced employment with GFM in 2002 while he was completing his Bachelor of Commerce at Melbourne University. He was employed on a full-time basis in late 2003 and completed his studies on a part-time basis thereafter.

Patrick was responsible for the creation of the GFM para-planning/technical services division, which produces the documentation that is presented to clients at appointments. The scope of this role expanded over his tenure in this position and eventually encompassed many practice management duties. He commenced his current role as a Financial Planner at the start of 2012.

Patrick returned to Melbourne University to undertake a Master of Applied Finance on a part-time basis, which he completed in 2008. He has also undertaken a range of additional studies. Patrick was the second financial planner of the firm to be awarded the Certified Financial Planner® designation. He is a CPA and was designated a Financial Planning Specialist by this organisation.

During this period, GFM has moved its business model to specialise in Self-Managed Superannuation Funds (SMSF). Although GFM has operated and managed SMSFs on behalf of clients since 1999, the significant growth has been largely attributed to GFM’s concentration on managing SMSFs over the last fifteen years. Today, the vast majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, ongoing investment advice and accounting.

In 2003, GFM made a significant decision in applying for its own Australian Financial Services Licence (AFSL). The implication of GFM having its own AFSL is that we have no financial institution, bank or fund manager that dictates which investments they recommend or how clients are to be invested. 100% of GFM is owned by staff, and Patrick is a shareholder.

In 2013, GFM acquired accounting firm P. Gruchy and Associates, which has since been renamed GFM Gruchy Accounting. The acquisition has been critical for GFM as it allows the offering of not only comprehensive financial advice but also high-quality accounting solutions.

Patrick is a member of the GFM Investment Committee, which meets monthly to research, select and monitor all the investments on the GFM Approved Investment List. Importantly, GFM has a strong philosophy of direct investing.

Patrick lives with his wife, Liesl and young children, Jakob and Zoe, in the inner city. He is an avid golfer and is a board member of the Peninsula Kingswood Country Golf Club. Patrick is a passionate supporter of Carlton in the AFL.

Witi Suma is the SMSF Administration Manager for GFM Wealth Advisory’s Self Managed Superannuation Fund (SMSF) and Private Investment Portfolio division.

She commenced at GFM shortly after graduating from Deakin University in 1996, starting as the firm’s junior administration assistant and typist. With a keen interest to learn more about SMSFs, in 1999 Witi took on the role of manager of the department, handling much of the day to day administration and client contact on her own. Today Witi manages a dedicated team that looks after the establishment and administrative aspects of running our clients’ SMSFs as well as private investment portfolios.

Witi is very committed to providing excellent customer service and enjoys getting to know our clients and assisting them where possible. She conducts regular client meetings, being the primary contact for our SMSF and investment portfolio clients aside from the advisers.

Witi is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

In her spare time, Witi enjoys keeping fit with gym, cycling and boxing, and loves to travel around Australia with her partner Rob. They both have a passion for “muscle cars” and enjoy regular drives in their Mustangs.

Mai Davies is the Marketing and Client Services Manager at GFM Wealth Advisory.

Mai commenced her career with GFM in 1984 as a junior secretary and has since worked in many areas of the business as it has grown over the years. She is our longest serving employee and is well known to our clients.

Mai loves being in touch with our clients whether it is on the phone or by email to make an appointment or greeting them in the office or having a chat at one of our many client seminars or social events. She is passionate and dedicated in assisting our clients in any way she can and maintaining ongoing relationships.

In the role of Marketing & Client Services Manager, Mai is responsible for arranging the client meetings for our financial planners and running the many client seminars, webinars and client social events throughout the year.

Mai is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Mai has two adult children, a beautiful granddaughter and two Burmese cats. In her spare time, she enjoys travelling, movies, dining out, spending time with family and friends, and lives an active healthy lifestyle with nature walks, Pilates and yoga.

Rebecca Dhillon is a Senior Paraplanner at GFM Wealth Advisory and leader of our Paraplanning team.

Rebecca has 19 years’ experience working in the financial planning industry, and joined the GFM team in October 2013. Through her years of industry experience and ongoing studies, Rebecca has developed specialist expertise in the areas of superannuation and retirement planning strategies, insurance, investments and portfolio construction. Rebecca enjoys the constantly evolving nature of the financial planning industry and working closely with both advisers and clients to create personalised financial plans that see clients reach their long term personal and financial goals.

In her role as Senior Paraplanner, Rebecca is responsible for the preparation of Statements of Advice that outline GFM’s recommendations for clients to achieve their personal and financial goals. As team leader, she is also responsible for the ongoing training and development of the Paraplanning team and keeping up to date with new legislation and strategies that can be utilised by clients to achieve their goals.

Rebecca is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Rebecca is a member of the GFM Investment Committee, which meets monthly to research, select and review the investments on the GFM Approved Investment List. This keeps her up to date with new market opportunities and GFM’s agreed investment approach.

Rebecca lives locally with her husband Anthony, and in her down time enjoys reading, drawing, going to the movies, dinners with friends and time with the extended family.

Lorraine Miller is our Project Manager at GFM Wealth Advisory.

Lorraine joined GFM in 2001 and has performed many roles throughout the business. Over the last 8 years Lorraine has been our Project Manager at GFM Wealth Advisory specialising in the management and maintenance of our internal databases with X Plan and CommPay.

With many recent changes in the Financial Planning industry there is continued pressure on our business to ensure we manage these changes in the most efficient manner for our clients. Lorraine maintains the accuracy of our databases so all our client data is up to date.

X Plan and CommPay are owned and managed by IRESS. Lorraine has become a respected industry expert on the best practice application of the IRESS software. We are very lucky to have an industry expert like Lorraine continue to drive our processes with client management, portfolio and account tracking to ensure maximum efficiency.

Lorraine manages the reporting from our databases to enable our Advisers to keep abreast of all that is happening with their clients. Lorraine also ensures that GFM Wealth Advisory complies with all facets of the Finance Regulations as they presently stand.

Lorraine is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Lorraine is married to John and has two children in their twenties who are both very successful in their chosen careers.

Annie An is an SMSF Senior Administrator at GFM Wealth Advisory.

Annie commenced her career with GFM in 2005 as our Client Service Administrator. In 2007, Annie joined the SMSF team as an Administrator and as the business has grown over the years, she has accumulated experience in many areas and has developed excellent technical expertise in administering Self Managed Super Funds.

In the role of SMSF Senior Administrator, Annie is mainly responsible for pension administration, assisting clients with Centrelink matters, and also works closely with our accountants to co-ordinate the completion of the SMSF tax returns.

Annie is passionate and dedicated in assisting our clients to have their queries or issues resolved as quickly as possible.

Annie is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Annie is married and has two young children. She enjoys spending time with her family and friends.

Jacqui Umali is a Self Managed Superannuation Fund Senior Administrator at GFM Wealth Advisory.

Jacqui joined GFM as an Administrator in 2007 as part of the Work Integrated Learning program for her Bachelor of Business (Economics & Finance) course at RMIT University. She transitioned to a full-time member of the Self-Managed Superannuation Fund (SMSF) team once she completed the program.

As a Senior Administrator, Jacqui has carried out a wide range of tasks. From preparing paperwork for client appointments to organising and coordinating investment offers and corporate actions; she works closely with the advisers to implement recommendations. She is also heavily involved in our quarterly report process.

Having always worked in our SMSF area, Jacqui has been an integral part of the team that has seen the number of SMSFs administered grow significantly in her time with GFM.

Jacqui is pleased to work with a dynamic and supportive team, who are dedicated to providing the highest level of advice and professional service to clients.

Jacqui is proud to be part of a privately-owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self-Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Jacqui enjoys spending time with family and socialising with friends. She follows various sports, namely tennis, Formula 1 and supports Arsenal in the Premier League. She hopes to travel more in the future.

Philip Gruchy is a Senior Accountant at GFM Gruchy Accounting.

After working at Monash University as an economics tutor and then in Canberra for 5 years working in the area of economics of less developed countries, Philip joined his father in 1977 in his Accounting Practice which had been running since 1961. Alastair Thompson joined the firm in 1983, and when Phil Gruchy senior retired in 1989, Philip and Alastair took over the full running of the practice. The firm traded under the name of P Gruchy & Associates Pty Ltd. from 1988 until the sale to GFM Wealth Advisory in early 2014, where a new company known as GFM Gruchy Accounting was formed. All the staff of the old practice have transferred over to the new entity.

The Gruchy practice has always had a significant proportion of clients in the professional areas, particularly medical, and has been strongly involved in the SMSF area for its clients from the mid-1970s. The practice does also cover a wide range of clients with diverse backgrounds including manufacturing, deceased estates and investors generally.

Similar to GFM Wealth Advisory, a vast majority of the clients of Gruchy have been with the firm for many years, with a significant number in excess of 30 years and even a few who have been there from the beginning in 1961.

The firm’s philosophy has always been a hands-on approach to clients with a lot of client contact by all staff, rather than faceless people sitting behind a desk. In many respects, over the years many of the clients have become more like an extended family than just clients. The same philosophy also applies to the staff, and the emphasis has always been on a team approach.

The link with GFM Wealth Advisory has given the practice a much wider range of benefits that can be provided to existing clients. We are also thrilled that we can offer our Financial Planning clients high-quality accounting and tax services.

Philip is married with two adult children and four grandchildren. He enjoys caravanning and is a regular participant in gym activities and has been for more than 30 years.

Kushal Sharma is a SMSF Accountant at GFM Gruchy Accounting.

Kushal commenced his career with GFM Gruchy Accounting (Previously P. Gruchy & Associates) in 2009 as an SMSF Data Administrator and through a combination of client exposure and professional study has gained a thorough understanding in the area of superannuation. Kushal is a Certified Practicing Accountant (CPA) who holds a Bachelor of Commerce (Professional), Diploma in Financial Planning and has recently also completed the Super Concepts & ICFS Specialist SMSF course and SMSF Specialist Adviser™.

In his current role of SMSF Accountant, Kushal is responsible for preparing financial statements, member statements, SMSF annual returns and activity statements. He also assists our clients in ensuring their compliance obligations are meet and ensures that any queries are immediately attended to.

Since the acquisition of the Gruchy business in January 2014, Kushal has been particularly excited to be a part of the GFM Team and is proud that the acquisition has given the practice a much broader and more holistic range of benefits that can be provided to our clients. The GFM SMSF service offering is a complete ‘end-to-end’ offering including SMSF set-up, administration, compliance, investment advice and accounting.

Before migrating to Australia, Kushal worked on consulting solutions for multi-outlet retail, high-volume wholesaling & manufacturing. Kushal is married with one son and in his free time, enjoys spending time with his family, and also enjoys dancing and listening to music.

Ivan Yeung is a Partner and one of our Senior Accountants at GFM Gruchy Accounting.

Ivan commenced his career with GFM Gruchy Accounting (Previously P. Gruchy & Associates) in 2011 as an Accountant, shortly after completing his Commerce/Science double-degree at Monash University.

In the first few years, Ivan combined full-time work with part-time study as he undertook the Chartered Accountant’s program which he successfully completed in early 2013. He is currently a member of the Chartered Accountants Australia & New Zealand.

In his role of Accountant, Ivan is primarily responsible for the preparation of Individual, Company and Trust tax returns as well as the preparation of year-end financial reports.

It quickly became apparent that Ivan is a talented accountant, who always strives to achieve the best outcomes for our clients.

Accordingly, Ivan also assists both Andrew and Philip with more complex tax work and regularly gets involved with meeting our clients as part of his continuing development. It is, therefore, no surprise that he has since become well-known and liked by many of our clients.

Since the acquisition of the Gruchy business in January 2014, Ivan has been particularly excited to be a part of the GFM Team and is proud that the acquisition has given the practice a much broader and more holistic range of benefits that can be provided to our clients.

An avid sports fan, Ivan is a keen supporter of the Geelong Cats and also closely follows the NBA and English Premier League. He is also the foodie of the GFM Gruchy group, with his culinary highlight so far being fortunate enough to dine at Heston Blumenthal’s The Fat Duck restaurant.

Melany McLennan is our General Manager at GFM Wealth Advisory.

Melany joined our firm back in 2014 with extensive knowledge in SMSFs having focused the last few years of her career on this area. She holds both the SMSF Association’s ‘SMSF Specialist Adviser (SSA)’ accreditation and the ‘Professional Certificate in SMFSs (PC.SMSF)’ from the University of Adelaide. Melany also holds a Bachelor of Business and Commerce (Monash University).

Melany started her career at GFM as a ‘Senior SMSF Administrator’, where she obtained a thorough understanding of our systems and processes and, importantly, an understanding of the needs of our financial advisors to deliver the highest standard of services to our client.

She then joined GFM Gruchy Accounting as the ‘Senior Manager – SMSFs’ where she was pivotal in ensuring the seamless integration of the then newly-acquired accounting team to the GFM Wealth ethos and was fundamental to ensuring that the GFM group could offer more holistic services to our clients.

She recently re-joined GFM Wealth Advisory as our General Manager to ensure the continued smooth running and operations of our firm.

The recent inquiries into the financial planning industry have announced a number of changes that will emerge in this area and influence the way we give advice in the future. As always here at GFM, we are on the front -foot, and one of Melany’s tasks is to ensure that our business continues to be well-situated and matched to this new landscape.

Melany enjoys working with our highly capable team and enjoys driving them all towards a common goal of ensuring that our clients receive an exceptional experience at GFM.

Melany is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the vast majority of GFM’s client base is SMSF clients. The GFM SMSF service offering is a complete ‘end-to-end’ offering including SMSF set-up, administration, compliance, investment advice and accounting.

Melany is married with two children and in her spare time enjoys playing golf and travelling.

Andrew Goldman is a Managing Partner and one of our Senior Accountants at GFM Gruchy Accounting.

Andrew offers our clients the benefit of experience gained during a Public Practice career that spans in excess of 30 years.

He joined the team in May 2015, bringing with him a client base involved in professional sport, investing, political lobbying, farming, automotive repair, beauty therapy, software development, retail and construction.

After graduating from Monash University with a Bachelor of Business degree majoring in Accounting, Andrew quickly advanced to CPA status with CPA Australia and holds the CPA Public Practising Certificate in addition to being registered as a Tax Agent with the Tax Practitioners Board.

His positive attitude and desire to service clients to the best of his ability are qualities which have seen him hold Senior Associate or Partner-level positions for the majority of his career.

Andrew prides himself on his ability to relate well with clients, staff and stakeholders and encourages his clients to understand and appreciate the complexities of tax and accounting issues which directly affect them. He believes that when clients are well informed, they are better positioned to make proactive decisions to benefit their business and affairs.

Being Professional, Approachable, Proactive and Accessible are attributes that Andrew strives to demonstrate when creating and developing his relationships with clients.

Andrew is married with four children, and his interests include horseracing and Ford muscle cars.

Miryam Schejtman is the Practice Manager of General Accounting at GFM Gruchy.

Miryam joined P Gruchy & Associates in March 2007 taking over the position of administrative assistant held by a member of staff who had been with the practice for over 20 years.

In her role of Practice Manager of General Accounting, Miryam maintains the firm’s Corporate Secretarial database and oversees the day to day running of the office, including the maintenance of the equipment and liaising with IT support. Miryam also has significant experience in the preparation of income tax returns for Individuals, Companies, Trusts and Estates.

Since the acquisition of the Gruchy business in January 2014, Miryam has been particularly excited to be a part of the GFM Wealth team and is proud the acquisition has given the practice a much wider range of benefits that can be provided to existing clients. Miryam has been in integral contributor to the seamless integration of the GFM Wealth and GFM Gruchy teams.

Miryam is always looking for new ways to improve our business. Miryam prides herself in striving to provide the best possible service for all clients and provides wonderful support to the whole team. She is fully dedicated to her role at GFM Gruchy and proud of her achievements within her role.

Ting Zhu is our Financial Controller at GFM Wealth Advisory.

Ting joined the GFM team in May 2015. Prior to commencing a career within the financial planning industry, Ting spent the past 10 years working in financial and management accounting and business leadership roles both nationally and internationally in FMCG environment, Manufacturing, Household Cleaning, Retail and professional IT services. Ting holds a Bachelor of Arts with Honours degree/English Literature at Wuhan University China, Master of Accounting and Master of Commercial Law degrees at Deakin University. Ting successfully completed the CPA program in 2010.

In her role as a Financial Controller, Ting is primarily responsible for the full finance function for the business that involves managing daily finance operations, payroll, monthly management reporting, financial budgeting and analysis, cash flow forecasting, statutory accounts, tax and business compliance, year-end reporting, income tax return and auditing, accounting policies and procedures.

Ting is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Ting is married with one daughter. In her spare time, Ting likes having yum cha and dinners out with family and enjoys catching up with friends for movies, art galleries, coffee and afternoon tea. Ting loves travelling around Australia with her daughter and husband and spending time visiting family in China.

Gerardine Walsh is our Office Administrator at GFM Wealth Advisory.

Gerardine joined the GFM team in February 2017 in a Receptionist and Administrator role. Gerardine looks after reception from Monday to Thursday and greets clients whilst assisting the business with our day to day administration requirements.

Gerardine is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Gerardine and her husband Tim have been married for 27 years and have three children, Harrison, Nicholas and Abbey. They live locally in Surrey Hills, however they are both originally from the country and enjoy travelling back there to spend time with their families. Gerardine enjoys keeping fit at gym and loves going to watch North Melbourne the Kangaroos play in the AFL as the whole family are keen Kangaroos supporters.

Leanne Kelly is our Office Administrator at GFM Wealth Advisory.

Leanne joined the GFM team in June 2017 in a Receptionist and Administrator role. Leanne looks after reception on Wednesdays-Fridays and greets clients whilst assisting the business with our day to day administration requirements.

Leanne is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Leanne and her husband Terry have been married for 24 years and have two children, Olivia and Andrew. Leanne is originally from Sydney and whilst she enjoys returning to see her family and friends, always looks forward to returning home in Balwyn North. Leanne and her family are keen AFL followers and are passionate about the Melbourne Demons. Leanne also enjoys attending the theatre, is a real movie buff and enjoys dining out, a must for living in a culturally diverse city like Melbourne.

Kerry Taylor is our Manager of SMSFs at GFM Gruchy Accounting.

Kerry joined our firm to take on the role of managing the SMSF area of GFM Gruchy Accounting. She holds a Double Degree in Arts (Indonesian) and Commerce from Deakin University and a Graduate Diploma in Taxation Law from the University of Melbourne. It was while completing her Graduate Diploma that Kerry found her specific interest in the area of SMSFs. Kerry also holds a Diploma in Financial Planning and is an SMSF Specialist Adviser™.

As our Senior Manager – SMSFs she is responsible for all compliance and administration services of the SMSFs we handle as well as the smooth running of this department.

Kerry is passionate about providing outstanding customer service and has amassed over 25 years of experience in accounting, tax and compliance of SMSFs.

Kerry is proud to be part of the GFM Team. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the vast majority of GFM’s client base is SMSF clients. The GFM SMSF service offering is a complete ‘end-to-end’ offering including SMSF set-up, administration, compliance, investment advice and accounting.

In her spare time, Kerry enjoys spending time travelling and gardening.

Karen Maher is an Associate at GFM Wealth Advisory.

Karen joined GFM in January 2020, after working for the past 9+ years at a small financial planning firm which specialised in assisting pre-retiree and retirees.

During the last 9+ years, she completed a Diploma of Financial Services and in particular enjoyed working with clients who held a Self-Managed Superannuation Fund (SMSF). The transition to GFM Wealth has provided her with the opportunity to expand on this knowledge.

She enjoys the variety of work in financial planning and seeing the peace of mind that quality advice and planning brings to clients.

Karen is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Karen is a member of the GFM Investment Committee, which meets monthly to research, select and monitor all the investments on the GFM Approved Investment List. This keeps her fully in sync with the available market opportunities and GFM’s agreed investment approach.

Karen has a daughter and in her spare time enjoys keeping fit at the gym and spending time with family and friends.

Jade Ng is a Client Services Assistant at GFM Wealth Advisory.

Jade joined GFM Wealth in June 2022 as a Client Services Assistant. She holds a Bachelor degree in Multimedia & Digital Arts and has worked in many client facing roles in various industries such as design, hospitality management and financial services.

At GFM, Jade is primarily responsible for greeting clients at reception, scheduling appointments and office administration.

Jade is married to Danny and has a toddler and fur baby, an English staffy. In her spare time, she enjoys being outdoors, travelling, dining out, shopping and discovering and appreciating art and design in all forms.

Nadine Corera is a Senior Client Services Administrator at GFM Wealth Advisory.

Having completed a Bachelor’s degree in Commerce from the University of Melbourne, Nadine commenced her professional career working in the superannuation sector specifically within the insolvency and legal areas. Wanting to work more closely with clients and to learn more about the financial planning industry she began a Diploma of Financial Planning to further increase her knowledge. While studying this, she moved to a financial planning firm in the city and worked in multiple roles including Client Services and Paraplanning enabling her to develop extensive knowledge in investment procedures, client support and compliance.

Nadine joined the GFM team in January 2022 and is primarily responsible for the preparation of paperwork required to administer our clients’ superannuation, investments and insurances.

Nadine is proud to be part of a privately owned financial planning firm which operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end to end” offering including SMSF set-up, administration, compliance, investment advice and accounting.

Nadine enjoys the music and arts culture Melbourne is known for, especially musical theatre. Nadine also enjoys travelling around Australia, and meeting up with friends and family.

Christie Fang is an Associate Financial Planner at GFM Wealth Advisory.

Christie joined GFM Wealth in May 2023, following six years of experience as a paraplanner for boutique financial planning firms and an analyst in the wealth sector. She is dedicated to developing a career in financial planning and becoming a Certified Financial Planner.

Christie completed her Master of Finance from the University of Melbourne in 2014. Upon completing her Masters, she pursued further education by attaining an Advanced Diploma of Financial Planning and FASEA Accreditation. She is now undertaking the Certified Financial Planner Program, continuing to enhance her expertise and skills in financial planning.

Christie is proud to be part of a privately owned financial planning firm that operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing. GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the majority of GFM’s client base is SMSF clients. The SMSF service offering is a complete “end-to-end” offering, including SMSF set-up, administration, compliance, investment advice and accounting.

Christie is married to Tom, and they have a young daughter, Chloe. She enjoys spending time with family and friends, watching movies, and attending Zumba dance classes in her spare time.

Ethan Hardeman is a Junior Paraplanner at GFM Wealth Advisory.

Ethan joined GFM Wealth in June 2023 after completing his Year 12 studies at Haileybury, where he had attended since ELC. After discovering a passion for the finance industry during his VCE studies, Ethan is excited to begin his career in financial planning and has ambitions of one day becoming a qualified financial planner.

Ethan is currently studying a Bachelor of Banking and Finance at Monash University, as he continues to expand his knowledge and experience working in the paraplanning team. Ethan is proud to be part of a privately-owned financial planning firm that operates its own Australian Financial Services Licence (AFSL) and has a strong philosophy of direct investing.

GFM specialises in Self Managed Superannuation Funds, private portfolios and strategic advice. Today, the vast majority of GFM’s client base is SMSF clients. The GFM SMSF service offering is a complete ‘end-to-end’ offering, including SMSF set-up, administration, compliance, investment advice and accounting.

During his free time, he enjoys playing football for the Old Haileybury Amateur Football Club, playing cricket for the Dingley Cricket Club and spending time with family and friends.