You have established yourself in the workforce, purchased a principal residence (and consequently carrying debt), perhaps married and already started a family.
This time in your life is stimulating but hectic and very demanding. Responsibilities are mounting. There seems to be precious little time and little money left over for anything other than the necessities.
It’s also a time when we start to realise that you’re not immortal. Health issues can emerge just when we need to be stronger and fitter than ever because so many people are counting on us now. At this stage of life, managing your finances is more critical than ever. You can see the need to get ahead and start creating wealth and investing but where do you start? For those in this situation, some areas need to be looked at to devise the most effective way of achieving their goals and objectives.